Jornal de Leiria – Financial literacy, a giant step in the fight against poverty

Learning to manage your budget correctly is like learning to eat well. “Just as a nutritionist talks about the importance of writing down everything you eat, in this case it is also necessary to write down all your daily expenses”, explains Tânia Santos to our newspaper.

The professor at the Higher School of Education and Social Sciences, at the Polytechnic Institute of Leiria, was one of the speakers at the training session, which took place on Saturday at the Leiria Seminar, promoted by the Social Pastoral Department of the Diocese of Leiria-Fátima, together with that school, and whose motto was Helping People get out of poverty – Tips for good family budget management.

The objective of the initiative was to train social agents to monitor people in more vulnerable situations, poverty, the professor tells JL. Situations can arise from more or less transitory contexts – such as unemployment, the death of one of the spouses – or from continuous bad behavior in relation to money, which can sometimes even be related to other behaviors in society, such as additions to the game or others, the teacher exemplifies.

Pay attention to marketing campaigns
The first principle for good financial management is to write down all daily expenses, to better distinguish essential expenses from superfluous expenses, says Tânia Santos. We still need to understand the real impact of Euribor rates on mortgage loans; guard against aggressive campaigns of marketingdiscount and loyalty cards