Bankinter makes a difference in the lives of families and companies in the Felgueiras region

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In Felgueiras since 2016, Bankinter has gained the preference and trust of more and more customers. The basis of this recognition is the close monitoring provided by experienced professionals and innovative solutions, suitable for each life and business project.

How does Bankinter support its private Customers in Felgueiras?
Firstly, we ensure close monitoring by manager Daniela Azevedo and we seek to present the best solutions depending on the projects that each Client brings to us. Listening to the Customer is essential so that we can adapt our proposal.
In terms of deposits, for example, Bankinter offers a set of current and term accounts that allow customers to value their resources. The most emblematic is the Conta Mais Ordenado, a current account that includes remuneration on the account balance of 5% and 2% (TANB) in the first two years, respectively, and exemption from commissions, and can be opened digitally. It is also important to highlight our Bankinter ONLINE Account, also a remunerated current account, completely digital, free of commissions and with a monthly remuneration of 1% (TANB) on daily balances. To stay up to date with all the conditions, I advise readers to consult the website bankinter.pt

And in terms of housing credit, how does Bankinter position itself?
Over its 8 years in Portugal, Bankinter has become a reference in housing credit. In the variable rate mode, we offer one of the lowest spreads on the market, and in the fixed rate we offer several options with different maturities, between 1 and 30 years.
For those over 55 years of age, who are normally more penalized in housing loans, we present more favorable conditions that exempt these Customers from taking out life insurance.
In addition to very competitive conditions, the contracting process is completely digital, requiring the Client’s presence only when signing the deed. And, because Bankinter is committed to environmental sustainability, I would like to take this opportunity to highlight our Efficient Housing Credit, which includes special conditions for purchasing properties with high energy efficiency. We recently launched the Housing Credit for Energy Renewal, which finances works exceeding 50 thousand euros with the aim of improving the efficiency of properties.

For Customers willing to invest, what offer does Bankinter have?
Still within the scope of individuals, Customers have access to a financial investment consultancy service that allows them to recommend the most suitable instruments, of which I highlight the Bankinter PPR Funds, from Bankinter’s asset management company.
With the Premier service, Customers have personalized support from manager Hélia Soares, who supports them in planning their financial lives and investment decisions. Customers can also access the benefits of the special Bankinter Premier Family pack.
For Clients with more specific financial asset management needs, the Private manager, Elizabete Alves, ensures specialized service, versatile vision and exclusive solutions.

Is supporting companies a priority for Bankinter? How does it materialize?
Felgueiras stands out for having dynamic and exporting factories and companies, especially in sectors such as textiles, footwear, metalworking and agri-food, but not only that. At Bankinter, we provide a close, agile, fast and innovative service, which allows us to simplify procedures and facilitate the day-to-day life of factories and companies, which rely on experienced advice and competitive financing solutions. In this way, Bankinter contributes to the growth of companies and the economy, and to the creation of jobs and social well-being.
This agency has two managers focused on supporting companies, myself and André Rocha. For larger companies, we have additional support from manager Adriana Abreu, from the Bankinter de Guimarães Business Center.
Among the solutions available for companies, I begin by highlighting Crédito Multilinha, which allows access to various types of financing through a single contract.
For free access to real-time quotes, stock exchange order alerts and market reports, companies rely on the Bankinter Broker investment platform, a simple and intuitive digital tool, available on the app and internet banking service, which also includes an interest-bearing current account exempt from maintenance fees.
There are also solutions for payments and treasury management. There is the possibility of making applications via Bankinter Empresas with short terms to remunerate excess liquidity.
We also provide differentiating solutions, such as factoring, confirming and a tax payment line, with immediate contracting, supported by pre-approved lines, without the need for documentary support during formalization.

Can you highlight a solution aimed, for example, at companies with an export vocation?
Among our offer, I highlight the International Business Platform, which allows you to digitally and autonomously manage all operations associated with exports and imports, as well as issuing the necessary documents for this purpose. Companies also have an International Business support line.

Does Bankinter offer any type of support to companies within the scope of European funds?
Regarding the PRR and PT2030 funds, Bankinter entered into partnerships with specialized consultants to support companies in accessing these financial instruments, contributing to a better understanding of the mechanisms, application processes and identification of the most appropriate funds for each project. In this context, the Bank also promotes the sharing of information, in person or via webinar.

How important is Bankinter attributing to sustainability in its strategy?
Bankinter is committed to responding to the challenges of the transition process to a more sustainable economy. The Bank is included in prestigious sustainability indices, such as the Dow Jones Sustainability Index or FTSE4Good, which bring together the most sustainable companies in the world, and in Portugal it is part of the Merco ESG ranking, as one of the most responsible companies in terms of sustainability in the country. In terms of commercial activity, Bankinter promotes financing and channeling of funds to support the preservation of the environment, with solutions aimed at energy efficiency and minimizing waste of resources, among families and companies.

An award-winning bank
Bankinter was chosen as Best Bank in the Small and Medium Banks category of Consumer Choice in 2024. The Bank also won two Five Star Awards for the Best Salary Account (Conta Mais Ordenado), for the sixth time in seven years, and for Customer Service , for the second year in a row. In terms of people management, Bankinter renewed, for the fourth consecutive year, its Top Employer certification.

Visit Bankinter in Felgueiras
Accept António Gomes’ invitation and visit the Bankinter branch at Avenida Dr. Leonardo Coimbra, 324, near the Felgueiras Swimming Pools. Contacts can be made by email ([email protected]) or by telephone (255 006 320).